Attention homeowners in Surprise and Maricopa County: Need an appraisal?
The top 7 reasons AZ homeowners call on Matrix Appraisal Group:
Do you own a house in or near Surprise? Do you need help determining the price of your real estate?
We at Matrix Appraisal Group understand the special needs of a homeowner seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your home because of your emotional attachment to it. The professional appraisers at Matrix Appraisal Group will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just how much your house is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value judgement than yours.
Need to remove PMI?
PMI stands for Private Mortgage Insurance. A fashionable money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to a lender to have the PMI eliminated from your loan. Matrix Appraisal Group is experts in helping customers just like you rid themselves of unnecessary PMI insurance.
Challenge Maricopa county's assessment of your property
Lets say your home is not appreciating as much as other houses close by -- your local tax assessor may have your house overvalued. This means you are paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from Matrix Appraisal Group is your #1 weapon.
Was your HELOC recently frozen?
Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. This can this be inconvenient from a cash flow angle, and negative on your credit score since it may appear as though that credit line is maxed out. Matrix Appraisal Group can help you reinstate your home equity line of credit with efficient appraisal.
We Provide Field and Desktop Appraisal Review Services
Do you need a seasoned expert to double-check your appraisal for accuracy, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps in question. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal report you may have had in the past. While usually requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your house.