Attention homeowners: Real estate appraisal services for in Surprise and Maricopa County
The top seven reasons AZ homeowners use Matrix Appraisal Group:
Need help deciding the price of your house in or near Surprise, AZ?
At Matrix Appraisal Group, we understand the particular needs of a customer in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Matrix Appraisal Group, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. It's something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much you think your house is worth. Potential buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value estimation than yours.
PMI Removal Appraisals
A preferred way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI eliminated from your loan. We are seasoned in helping consumers just like you do away with unnecessary PMI insurance.
Challenge property tax assessments
Your local tax assessor may have your house overvalued if your home is not appreciating as much as other houses nearby. That means you are most likely paying more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Matrix Appraisal Group is your chief weapon when challenging your property tax assessment.
HELOC recently frozen?
If your home is near a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow angle. Matrix Appraisal Group can provide you with a professional appraisal to help you reinstate your home equity line of credit.
We Offer Field and Desktop Appraisal Review Services
Would you wish a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a veteran appraiser to double-check your appraisal for preciseness? In a field review we'll go out and check the subject and comps. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can We can assist you Even though this is usually requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your property.